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SPF is a financial services and loan company that is both a mortgage broker and a direct lender that funds commercial loans and residential loans nationwide. We provide loan programs for commercial loans, home purchases, real estate loans, debt consolidation loans, home equity loans, HELOC and home improvement loans. SPF also provides real estate assistance and insurance services. Get a quote on a Commercial Loan, Home Equity Loan, HELOC, Home Purchase or Refinance your current Mortgage. Take the quotes and get your payment schedule online with our interest rate and amortization calculators.