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Home Purchase Loans

First Time Buyers - If you are looking to purchase your first home we have several options for you. One is our FHA Loans, which were designed by the government for this very purpose. They increase homeownership and allow new people to purchase a home. All FHA loans have strict limits as to what fees can be charged to a borrower so you can be rest assured that it is a good loan for you.

We also offer conventional loans for first time buyers that allow up to 100% financing and they come in many different options. Choose from a 30-year or 15-year fixed or get a lower interest rate with an adjustable rate mortgage (ARM). We offer 1-month ARMs and 1-year ARMs. We also have 3/1's which are fixed for 3 years then adjust after that. Beyond this we offer 5/1's and 7/1's.

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SPF is a financial services and loan company that is both a mortgage broker and a direct lender that funds commercial loans and residential loans nationwide.

We provide loan programs for commercial loans, home purchases, real estate loans, debt consolidation loans, home equity loans, HELOC and home improvement loans. SPF also provides real estate assistance and insurance services.

Get a quote on a Commercial Loan, Home Equity Loan, HELOC, Home Purchase or Refinance your current Mortgage.
Take the quotes and get your payment schedule online with our interest rate and amortization calculators.